Financing with Our Dealership

MINI of Ramsey takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New MINI of Ramsey Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

MINI of Ramsey can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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MINI OF RAMSEY NJ OFFERS STRESS-FREE AUTO FINANCING TO DRIVERS THROUGHOUT RAMSEY NJ, PATERSON, NEW CITY, PARAMUS, WAYNE NJ AND WESTWOOD NJ

Here at MINI of Ramsey NJ, we always go the extra mile to provide straightforward and stress-free auto financing to our valued customers throughout Ramsey NJ, Paterson, New City, Paramus, Wayne NJ and Westwood NJ. We know that helping you choose a new MINI model or used car is merely the beginning our automotive services. 

Of course, we hardly expect you to navigate the many intricacies of auto financing on your own. You'll have the helping hand of our auto finance experts to guide you throughout the purchasing process from vehicle trade-in to signing on the dotted line. 

We've learned that there's no one-size-fits all answer to auto financing. That's why we'll work with you to develop a tailor-made financing plan that suits your individual needs and budget. We'll make it easy for you to decide between buying and leasing before helping you secure a low interest loan or competitive lease rate on your next car. With our expert assistance, you'll take the keys to your new car before you know it! Just make sure to stop by our MINI dealership in Ramsey NJ to learn more about your auto financing options today!

Your privacy is important to us.

MINI of Ramsey takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. MINI of Ramsey

    925 Route 17 South
    Ramsey, NJ 07446

    • Sales: 551-777-5603
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Get in Touch

  • Contact our Sales Department at: 551-777-5603
  • Mon9:00AM - 8:00PM
  • Tues9:00AM - 8:00PM
  • Wed9:00AM - 8:00PM
  • Thurs9:00AM - 8:00PM
  • Fri9:00AM - 6:00PM
  • Sat9:00AM - 6:00PM
  • SunClosed